Summer VA Mortgage Rates – July 2015

Lower mortgage rates have revitalized the US single. but consumer prices have firmed-up a bit this summer following several quarters of cooling. Core CPI was warmer-than-expected in July, coming in.

The U.S. economy passed an important milestone earlier this summer. July marked the 120th month since the recession ended.

Rates quoted require a loan origination fee of 1.00%, which may be waived for a 0.25% increase in interest rate. Many of these programs carry discount points, which may impact your rate. 2 A VA loan of $250,000 for 15 years at 2.875% interest and 3.351% APR will have a monthly payment of $1,711.

MND List of Latest Daily Mortgage Rates. Founded in 2004, Mortgage News Daily has established itself as a leader in housing news, analysis and data.

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Rates quoted require a loan origination fee of 1.00%, which may be waived for a 0.25% increase in interest rate. Many of these programs carry discount points, which may impact your rate. 3 A VA loan of $250,000 for 15 years at 2.875% interest and 3.351% APR will have a monthly payment of $1,711.

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VA Loan Rates Because VA home loans are backed by the federal government, lenders have the luxury of charging competitively low interest rates. Eligible veterans and service members find that rates are generally lower with a VA home loan than a conventional mortgage.

The things that affect the interest rates that are attached to the typical VA home loan are so varied and complex that there is no hard and fast rule to refer to. If you are considering a VA home loan, contact a number of qualified lenders and ask them what the current rate is.

There is one thing I can predict about 2015 mortgage rates with 100% accuracy. They will be different than those of 2014. I know. That’s not very helpful. But it’s a good starting point for current and future homeowners when planning to take on a mortgage. Rates are always changing, and small changes make a difference. For example, rates moved between 3.41% and 4.49% in 2013.

Mortgage rates will go up (again) Mortgage rates can be difficult to pin down with precision, but experts agree on one thing: Rates will stay north of 5 percent throughout 2019.

Refinance to a get a lower payment, cash back or a faster payoff. Rates are still low, but they may rise. Lock your rate today. We have the right loans for first-time and experienced home buyers. 30 year fixed 4.77% 15 Year Fixed 3.63%.

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