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The size of your required down payment for an FHA loan depends on the state of your credit score: If your credit score is between 500 and 579, you must put 10% down. If your credit score is 580 or above, you can put as little as 3.5% down (but you can put down more if you want to)."
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The right credit score can save you thousands of dollars on your mortgage.
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Mortgage Rates in Florida. Compare today’s average mortgage rates in the state of Florida. Bankrate aggregates mortgage rates from multiple sources to provide averages for Florida. 5/1 ARM mortgage rate 3.95% current rates in Florida are 4.39% for a 30-year fixed, 3.75% for a 15-year fixed, and 3.95% for a 5/1 adjustable-rate.
NerdWallet’s list of low credit score mortgage lenders can help you quickly decide which one is right for you. RATE SEARCH: Get Approved for a Mortgage Today. 580 Credit Score with a 3.5% Down Payment. The FHA will back a loan for borrowers with a 500 credit score and a 90% loan-to-value ratio, which is 10% down.
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