When it comes financial responsibilities, Millennials are exercising maturity and good planning, according to the Better money habits millennial Report released by Bank of America. Source: New study affirms savings Habits of Millennials
And another study from Wells Fargo found that 66% of Millennials believe their personal financial situation will improve this year, compared to 48% of the general population – an 18% difference. Looking further ahead, more than three in five Millennials don’t think that caring for an aging parent (67%) would put stress on their own finances.
The mortgage landscape is changing. As we move forward into a new year, several changes around the industry will affect you and your mortgage business. Knowing what they are, how they’ll affect your business, and what you can do to prepare for them are all key to maintaining success in the future.
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Here we are about to give the Federal Reserve Board new powers to regulate mortgage lenders, appraisers, and other parties to a crisis that would never have occurred if the Fed hadn’t taken upon itself the responsibility, better left to the free market, of determining what interest rates should be, particularly true with the absurdly low rates.
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A new study by Bank of America entitled Better Money Habits Millennial Report recently came to the defense of the generation when it reported that: "Millennials deserve more credit – both from themselves and from others – for their mindfulness when it comes to money and their lives."